When you get into a car accident and believe that the other driver is to blame, you can sue for damages. What happens if the driver is from another state though? Do insurance policies cross state lines? They do, and that means that an out-of-state driver can be sued when they hit a pedestrian, a cyclist, or another car. A Snohomish County pedestrian accident lawyer from our firm can tell you how this will work.

Can I Sue an Out-Of-State Driver?

You can. Car insurance policies are meant to extend over state lines. Otherwise, it would be hard to hold someone accountable for negligent actions just because they were driving in any other state than the one that they reside in.

When you get hit by an out-of-state driver, you just treat it like any other car accident. Exchange info, call the cops so that they can make a report, and take a picture of the scene. If your property damages or injuries are serious enough, then it’s time to think about suing for compensation. This would be how the process goes whether the other driver lives in Washington state or anywhere else.

What Kinds of Damages Can I Win From an Out-Of-State Driver?

Your compensation should address the psychological trauma you experienced in the aftermath of your accident as well as any economic costs of the crash. A fair compensation offer should help make up for things like:

  • Medical expenses, past and future
  • Lost wages
  • Loss of earning potential, if your injuries affect your ability to work
  • Loss of enjoyment
  • Mental anguish
  • Pain from disability or disfigurement
  • Any other pain and suffering related to the accident

What Should I Consider When I Sue an Out-Of-State Driver?

Suing an out-of-state driver can come with a few complications. First, it’s important to know that the rules that apply to your case are the ones from the state where the accident occurred. So if your accident happened in Washington, Washington’s laws apply. That means that the statute of limitations gives you three years to sue for damages. Even if the other driver comes from a state with a shorter statute of limitations, that doesn’t matter. You have three years to take legal action.

One more potential complication is that not every state has the same rule about car insurance policy minimums. Depending on where this driver lives, their policy may not have high limits. You may be able to get some money from their insurer, but not all of the compensation you ask for. This is when underinsured motorist coverage from your own policy can come in handy.

All in all though, a case against a driver who lives in another state should not be all that difficult to handle. Our lawyers can tell you what to expect and help you deal with any unforeseen circumstances.

Meet With Our Legal Team

So if you were hit by an out-of-state driver and you’re ready to pursue damages, schedule a consultation with our team. Contact Amy C Brown Law, PLLC and learn more about what an experienced attorney can do for you.