Article Summary
Insurance companies have teams of adjusters and lawyers working to minimize what they pay you. Should you really go it alone?
The Numbers Don't Lie
Studies consistently show that claimants who hire attorneys receive significantly more compensation — often 3 to 3.5 times more — than those who negotiate on their own. Even after attorney fees, you typically come out ahead.
Why the Difference?
- Knowledge of true case value: Insurance companies know what cases are worth. They're betting you don't.
- Negotiation experience: Attorneys negotiate settlements daily. It's not personal — it's professional.
- Willingness to go to trial: Insurance companies know which attorneys will actually take a case to court.
- Proper documentation: Building a complete evidence file takes expertise.
The Contingency Fee Advantage
Most personal injury attorneys work on contingency — you pay nothing unless you win. This aligns our interests: I only get paid when you get paid.
My typical fee is 33-40% of the recovery, but consider: 60% of $100,000 is better than 100% of $30,000.
About the Author
Amy C. Brown
Personal injury attorney with 10+ years of experience, licensed in Washington State. Former defense attorney who now fights for injured individuals. Member of WSBA Solo & Small Practice Section.
Questions about your case? I personally respond to every inquiry.
